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August 24, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
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Insurance Advisors Terms


  > Exclusive Provider Organization (EPO)
EPOs allow subscribers to visit any physician within the contracted network without prior approval or referrals. Services received outside the network may not be covered.
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  > Weather
The impact of weather on businesses is more complex than you might think. Weather obviously affects outdoor operations that depend on fair weather — for example, events like fairs, festivals, concerts, sporting events or filming.
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  > Stand-Alone Dental
This plan type provides dental coverage but does not include any other coverage.
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   Get a Quote - Kentucky Life Insurance Policy Advisor
Get a Life Insurance Quote

Protect your financial dependants! Kentucky Life insurance can be a safety net to ensure a stable future for them if you should die. The other benefit of Kentucky Life Insurance is that policy holders may draw against their policy when they need money for retirement, college for their children or if an unexpected job loss occurs.

Get a quote today and get the life insurance coverage you need! Contact one of our Kentucky Life Insurance Advisors today.

Some types of Kentucky Permanent Life Insurance include:
  • Kentucky Whole Life Insurance
  • Kentucky Universal Life Insurance
  • Kentucky Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types of Kentucky life insurance: Term Life and Permanent Life Insurance.

Kentucky Term Life Insurance is simply a period of time that the policy holder chooses with a coverage end date. Secondly, Kentucky Permanent Life Insurance covers you for a lifetime and offers many more variations. This type of policy is considered a cash value accumulation. Whichever choice you make, you need Kentucky life insurance to protect the future of your family if you should die unexpectedly.

Get a quote today and get the life insurance coverage you need! Contact one of our Kentucky Life Insurance Advisors today.

 

Contact our Kentucky Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Kentucky Insurance Advisors today:

  • Ashland
  • Bardstown
  • Berea
  • Bowling Green
  • Campbellsville
  • Corbin
  • Covington
  • Danville
  • Elizabethtown
  • Erlanger
  • Florence
  • Frankfort
  • Ft Mitchell
  • Georgetown
  • Glasgow
  • Henderson
  • Hopkinsville
  • Latonia
  • Lexington
  • Louisville
  • Madisonville
  • Mayfield
  • Morehead
  • Murray
  • Newport
  • Nicholasville
  • Owensboro
  • Paducah
  • Pikeville
  • Radcliff
  • Richmond
  • Shelbyville
  • Shepherdsville
  • Versailles
  • Winchester
       
 
Did You Know?    
 
 
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.

 
 
Kentucky External Sites    
 
 

Kentucky
KENTUCKY CAREER AND TECHNICAL STUDENT ORGANIZATIONS OPERATIONAL GUIDELINES HANDBOOK ... Accident insurance for members and advisors attending a Leade
Kentucky
KENTUCKY CAREER AND TECHNICAL STUDENT ORGANIZATIONS OPERATIONAL GUIDELINES ... Local advisors shall be responsible for supervising students attending

 
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Latest News
  Latest Insurance related news in Kentucky and nationwide: Mar 02, 2007 - Mental Health Parity Act
The Mental Health Parity Act, MHPA, of 1996 requires plans that offer mental health benefits to set lifetime dollar limits
Read more >


Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
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Jan 18, 2006 - Progressive Group, Drive Insurance Company
NEW YORK (January 12, 2006) — Drive® Insurance from Progressive ("Drive") Group President Bob Williams ra
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The information provided on Kentucky Insurance Advisors.com is not intended to be insurance advice, but merely conveys general information related to insurance issues commonly encountered.

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