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January 07, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Workers' compensation
Most employers are required by law to provide workers' compensation insurance through a state system operated by the Department of Labor & Industries. Worker comp pays an employee's medical expenses and provides some income replacement when a worker is injured on the job.
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  > Health Maintenance Organization (HMO)
Managed-care insurers — known generally as HMOs — use a primary care physician as a gatekeeper to screen patients and see that appropriate treatment takes place at the lowest level possible. In order to see a specialist or receive specialized care, patients must see the gatekeeper physician first and be referred on.
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  > Fleet coverage
This is multi-vehicle coverage that applies to businesses that rely on a number of vehicles and need to insure them collectively.
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Are the necessities in your life insured? Unfortunate events can be unpredictable; be prepared! Kentucky Insurance Advisors are advisors specializing in the vast field of insurance. Insurance ranges from home and auto insurance to life and health insurance. We will provide the highest-quality Kentucky insurance advisors in Kentucky.

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If you are in need of insurance coverage, contact one of our Kentucky Insurance Advisors today.

While types of insurance vary widely, the primary goal of insurance is to allocate the risks of a major loss to an individual. Our Kentucky Insurance advisors specialize in all different areas of insurance. Whether it is auto insurance or disability insurance, our Kentucky advisors will point you in the right direction.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Kentucky
Establishments 2,287
Revenue ($1,000) Not Available
Annual payroll ($1,000) 694,485
Paid employees 21,320

Source: U.S. Census Bureau Insurance carriers and related activities
 

An insurance advisor's main purpose is to get you on the right track regarding any or all types of insurance. With all of the different choices and options out there, it can be overwhelming and mind-boggling when it comes to deciding which policy best suits your needs. This where our Kentucky Insurance Advisors come in!

Below are related topics that Kentucky Insurance Advisors handle:

  • Auto Insurance
  • Renters Insurance
  • Kentucky Business Insurance
  • Property Insurance
  • Health Insurance
  • Kentucky Disability Insurance
  • Homeowners Insurance
  • Hurricane Flood Insurance
  • Life Insurance
  • Kentucky Medical Insurance
  • Travel Insurance
  • Kentucky Title Insurance

If you are in need of insurance coverage, contact one of our Kentucky Insurance Advisors today.

 

Contact our Kentucky Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Kentucky Insurance Advisors today:

  • Ashland
  • Bardstown
  • Berea
  • Bowling Green
  • Campbellsville
  • Corbin
  • Covington
  • Danville
  • Elizabethtown
  • Erlanger
  • Florence
  • Frankfort
  • Ft Mitchell
  • Georgetown
  • Glasgow
  • Henderson
  • Hopkinsville
  • Latonia
  • Lexington
  • Louisville
  • Madisonville
  • Mayfield
  • Morehead
  • Murray
  • Newport
  • Nicholasville
  • Owensboro
  • Paducah
  • Pikeville
  • Radcliff
  • Richmond
  • Shelbyville
  • Shepherdsville
  • Versailles
  • Winchester
       
 
Did You Know?    
 
 
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.

 
 
Kentucky External Sites    
 
 

Kentucky
KENTUCKY CAREER AND TECHNICAL STUDENT ORGANIZATIONS OPERATIONAL GUIDELINES HANDBOOK ... Accident insurance for members and advisors attending a Leade
Kentucky
KENTUCKY CAREER AND TECHNICAL STUDENT ORGANIZATIONS OPERATIONAL GUIDELINES ... Local advisors shall be responsible for supervising students attending

 
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Jan 18, 2006 - Progressive Group, Drive Insurance Company
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